GoCardless
gocardless.comSummary
GoCardless is a payment platform specializing in recurring bank-to-bank payments, such as ACH and Direct Debit, for businesses. They facilitate international collections with transparent pricing and offer features to reduce payment failures and integrate with existing business systems.
Features6/15
See allMust Have
3 of 5
Mid-Market Exchange Rate Transfers
Transparent Low Fees
Fast Transfer Execution
Multi-Currency Account
Borderless Debit Card
Other
3 of 10
API Integration
Regulatory Compliance
Customer Support
Batch Payments
Real-Time Rate Alerts
Business Account Features
Invoice Creation
Spending Analytics
Mobile App
Multi-User Access
PricingTiered
See allStandard
- Collect one-off and recurring ACH pull payments seamlessly
- Collect international payments from 30+ countries with the real exchange rate (powered by Wise)
- Use GoCardless with an API, our dashboard or integrate with 350+ partner softwares, such as Xero, Sage or QuickBooks
- Include your branding on the customer sign-up form
Advanced
- All Standard benefits plus
- Reduce failed payments through intelligent retries
- Verify new customers' bank account details instantly at checkout
- Design a tailored customer experience, from your own payment pages to email notifications (additional fees apply)
Pro
- All Standard and Advanced benefits plus
- Prevent fraud by intelligently identifying and verifying risky payers
Custom
- Discounts based on transaction volumes
- Options for fixed fee pricing per transaction
- Individualized onboarding support from a US-based Implementation Manager
- Monthly billing in arrears as opposed to extracting fees from your transactions
Rationale
GoCardless offers international payment collection using the real exchange rate powered by Wise, indicating 'mid-market-exchange-rate-transfers'. Their pricing page emphasizes 'transparent-low-fees'. While they focus on collecting payments rather than sending, their 'Success+' feature aims to reduce payment failures and improve recovery, which aligns with the concept of 'fast-transfer-execution' by ensuring payments are completed efficiently. They explicitly offer 'API-integration' for developers and mention 'customer-support' and 'regulatory-compliance' through their ISO27001 certification and GDPR compliance.
