Oyster

Oyster is a global employment platform that helps businesses hire, onboard, and pay international contractors and full-time employees. While it facilitates international payments, its core offering is HR and compliance management, not direct money transfers or multi-currency accounts for individuals/businesses in the same way Wise operates. It does offer transparent pricing and fast payments, and has an API for integration. It also provides business account features, mobile app, regulatory compliance, multi-user access, and customer support. However, it does not explicitly mention mid-market exchange rates, borderless debit cards, or real-time rate alerts, which are key features of Wise.