Starling Bank

Starling Bank is a digital bank offering personal and business accounts. It explicitly states 'no foreign transaction or withdrawal fees, and we never mark up the exchange rate' which aligns with mid-market exchange rates and transparent fees. They offer a debit card for international spending. While they don't explicitly mention 'multi-currency account' for individuals, they do have 'Euro accounts' and their B2B services mention 'International Payments' and 'multi-currency accounts' are mentioned as not currently accepting applications, implying it's a feature they offer or have offered. They emphasize fast payments and 24/7 customer support. Their developer portal highlights API integration, and they offer business accounts with relevant features. Regulatory compliance is also clearly stated.