Starling Bank
Summary
Starling Bank is a digital bank offering personal and business accounts with a focus on mobile-first money management. It provides features such as instant spending notifications, budgeting tools, fee-free international spending, and 24/7 customer support.
Rationale
Starling Bank offers personal and business bank accounts with features like instant notifications, spending insights, and fee-free spending abroad, which aligns with transparent low fees and borderless debit card. They also emphasize their mobile app, 24/7 customer support, and regulatory compliance. While they don't explicitly mention 'mid-market exchange rate transfers' in the same way Wise does, they state 'no foreign transaction or withdrawal fees, and we never mark up the exchange rate,' which implies a similar benefit. They also offer 'Spaces' which function as sub-accounts for organizing money, similar to a multi-currency account's ability to manage different pots of money, though not explicitly for different currencies.
Pricing
Free
Personal Account
£0.00/ monthly
- FSCS protection up to £85k
- 24/7 UK customer support
- Instant card locking
- Overdrafts (if eligible)
- Fully regulated UK bank accounts
- Scan cheques in-app
- Instant notifications
- Use with mobile wallets
- Cash deposits
- Direct Debits
- 100% digital sign up
- No fees abroad
- Split the bill with friends
- Virtual cards
- World-class security
Joint Account
£0.00/ monthly
- FSCS protection up to £170k (for joint accounts)
- 24/7 UK customer support
- Instant card locking
- Overdrafts (if eligible)
- Fully regulated UK bank accounts
- Scan cheques in-app
- Instant notifications
- Use with mobile wallets
- Cash deposits
- Direct Debits
- 100% digital sign up
- No fees abroad
- Split the bill with friends
- Virtual cards
- World-class security
Kids Account
£0.00/ monthly
- FSCS protection up to £85k
- 24/7 UK customer support
- Instant card locking
- Fully regulated UK bank accounts
- Instant notifications
- Use with mobile wallets
- 100% digital sign up
- No fees abroad
- World-class security
Business Account
£0.00/ monthly
- FSCS protection up to £85k
- 24/7 UK customer support
- Instant card locking
- Overdrafts (if eligible)
- Fully regulated UK bank accounts
- Scan cheques in-app
- Instant notifications
- Use with mobile wallets
- Cash deposits
- Direct Debits
- 100% digital sign up
- No fees abroad
- Split the bill with friends
- Virtual cards
- World-class security
Home Pagehttps://starlingbank.com

Features
Must Have
Transparent Low Fees
Multi-Currency Account
Borderless Debit Card
Fast Transfer Execution
Other
Business Account Features
Mobile App
Regulatory Compliance
Customer Support