Aspire

Aspire provides an all-in-one financial operating system for growing businesses, offering multi-currency accounts, corporate cards, global payments with competitive FX rates, expense management, and accounting automation. It aims to streamline financial operations for startups and SMEs, enabling them to manage spends, receivables, payables, and cross-border transactions efficiently.

Aspire offers an all-in-one finance platform for businesses, including multi-currency accounts, global payments with competitive FX rates, and corporate cards. They explicitly state 'market-leading FX rates, up to 3x cheaper than banks' and 'transparent fee structure means no surprises', aligning with mid-market exchange rates and transparent fees. They provide multi-currency accounts (SGD, USD, GBP, EUR) and virtual/physical corporate cards for spending. While not explicitly stating 'minutes or hours' for transfer execution, they emphasize 'fast, easy international payments' and 'fast local payouts in as little as one business day'. They also offer batch payments, API integration, business account features like expense management and budgeting, multi-user access, and customer support. Regulatory compliance is mentioned through their licensing by the Monetary Authority of Singapore. The website also indicates a mobile app, spending analytics through an AI-powered dashboard, and invoice creation features.