Wise

Wise is a financial technology company that provides an international account for sending, receiving, and spending money globally. It offers multi-currency accounts, debit cards, and fast money transfers at the mid-market exchange rate with transparent fees, catering to both individuals and businesses.

Wise is a direct match for the concept. Its core offering revolves around international money transfers and multi-currency accounts with transparent, low fees and the mid-market exchange rate. The website explicitly mentions all the 'must-have' features and many 'other' features, such as batch payments, API integration, real-time rate alerts, business account features, invoice creation, spending analytics, mobile app, regulatory compliance, multi-user access, and customer support.