Wise: International Transfers

Wise is a mobile application that facilitates international money transfers and multi-currency management. It allows users to send, receive, and spend money globally with transparent fees and real mid-market exchange rates, and offers features like a multi-currency account and a borderless debit card.

The candidate is the official Wise app on the Apple App Store, which directly aligns with the description of Wise as a digital money transfer and multi-currency account platform. The app explicitly mentions all the must-have features such as mid-market exchange rates, transparent low fees, multi-currency accounts, and a multi-currency card (borderless debit card). It also highlights fast transfers and regulatory compliance. Additionally, it offers real-time rate alerts and business account features, and is itself a mobile app.