GoCardless

GoCardless offers international payment collection for businesses, explicitly stating they use Wise for mid-market exchange rates and transparent fees. They also highlight fast payment processing and API integration. While they facilitate international payments, their core offering is focused on collecting payments for businesses (recurring, invoices) rather than providing a multi-currency account or borderless debit card for individuals or businesses to manage their own funds directly, which are key 'must-have' features of Wise. They do mention supporting multiple currencies for collection, but not holding or managing balances in a multi-currency account in the same way Wise does.