Cambridge Global Payments (now part of Corpay)

Summary
Corpay provides cross-border payment solutions, multi-currency accounts, and foreign exchange risk management services primarily for businesses. Their platform facilitates global money transfers, offers tools for managing currency exposure, and automates various payment processes to streamline international transactions.
Rationale
Corpay (formerly Cambridge Global Payments) offers cross-border payment solutions, multi-currency accounts, and FX risk management, aligning with the core concept of international money transfers and multi-currency management. While they emphasize business solutions and risk management more than individual transfers, their offerings directly address the need for global payments and currency handling. They explicitly mention multi-currency accounts, fast payments, batch payments, API integration, and various business-centric features. The website does not explicitly state 'mid-market exchange rate' or 'transparent low fees' in the same direct manner as Wise, but it does mention 'competitive exchange rates' and 'reducing unnecessary currency conversions' which implies a focus on cost-effectiveness. They also do not offer a borderless debit card, which is a key feature of Wise for individual spending.
Features
Must Have

Multi-Currency Account

Fast Transfer Execution

Other

Batch Payments

API Integration

Business Account Features

Invoice Creation

Regulatory Compliance

Multi-User Access

Customer Support