Competitors
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Unlock Full ReportCybersource is a global payment gateway that enables businesses to accept payments online and in-store across various channels and currencies. It provides solutions for payment acceptance, fraud and risk management, and payment security, primarily targeting merchants for their transaction processing needs.
2 of 5
Transparent Low Fees
Fast Transfer Execution
Mid-Market Exchange Rate Transfers
Multi-Currency Account
Borderless Debit Card
6 of 10
API Integration
Business Account Features
Invoice Creation
Spending Analytics
Regulatory Compliance
Customer Support
Batch Payments
Real-Time Rate Alerts
Mobile App
Multi-User Access
Cybersource is a payment gateway that facilitates online and in-person payment processing for businesses. While it handles international payments and currency conversion, it does not explicitly mention offering mid-market exchange rates or multi-currency accounts for holding balances, which are core to Wise's offering. It focuses more on payment acceptance, fraud management, and security for merchants rather than individual or business multi-currency management with transparent, low fees at mid-market rates. However, it does offer features like transparent fees (implied by payment processing), fast transaction speed, API integration, business account features (like reporting and transaction search), invoice creation, spending analytics (reporting), regulatory compliance, and customer support.

I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.