Cybersource Payment Gateway

Cybersource is a payment gateway that facilitates online and in-person payment processing for businesses. While it handles international payments and currency conversion, it does not explicitly mention offering mid-market exchange rates or multi-currency accounts for holding balances, which are core to Wise's offering. It focuses more on payment acceptance, fraud management, and security for merchants rather than individual or business multi-currency management with transparent, low fees at mid-market rates. However, it does offer features like transparent fees (implied by payment processing), fast transaction speed, API integration, business account features (like reporting and transaction search), invoice creation, spending analytics (reporting), regulatory compliance, and customer support.