VoPay

VoPay offers a Fintech-as-a-Service platform that allows businesses to embed various financial services, including cross-border payments and virtual accounts. While it doesn't explicitly mention 'mid-market exchange rate transfers' or 'borderless debit card' as core features for end-users in the same way Wise does, it emphasizes transparent fees, fast transfers, multi-currency capabilities through virtual accounts, and robust API integration for businesses. It also highlights regulatory compliance, multi-user access, and customer support, aligning with several 'other' features. The focus is on providing the infrastructure for businesses to offer these services, rather than directly to individual consumers.