Bexio

Bexio offers 'bexio Pay' which includes a multi-currency card with 0% fees for foreign currency payments in over 20+ currencies, aligning with 'transparent-low-fees' and 'multi-currency-account'. It provides virtual and physical debit cards ('borderless-debit-card'). While it mentions 'no fees' for foreign payments, it doesn't explicitly state 'mid-market exchange rate transfers'. The platform is primarily an accounting and business management software with an integrated payment solution, not solely a cross-border payment platform like Wise. It offers API integration, business account features, spending analytics through dashboards, a mobile app, customer support, and multi-user access. However, it lacks explicit mentions of fast transfer execution or real-time rate alerts, and its core offering is broader than just international money transfers.