Monese

Monese offers a digital money account that allows users to send and receive money internationally, hold multiple currencies, and use a debit card for spending abroad. They emphasize transparent fees and good exchange rates, aligning with the core value proposition of Wise. The website explicitly mentions features like multi-currency accounts, international transfers with 'excellent international exchange rates' and 'no extra markup fees' (though specific mid-market rate is not always explicitly stated, it's implied by 'wholesale exchange rates' and 'no extra markup fees'), transparent fees, a contactless debit card for international spending, and fast transfers. They also offer business accounts with invoicing and spending tracking, and have a mobile app with multilingual customer support and security features.