ClearBank

ClearBank is a regulated bank that provides banking infrastructure and clearing services to financial institutions, fintechs, and other businesses. They offer accounts, real-time payment clearing, and embedded banking solutions through their cloud-based API, enabling their clients to build and offer innovative financial products to their own customers.

ClearBank provides banking infrastructure and clearing services to financial institutions, including fintechs. While it doesn't directly offer services to end-users like Wise, it enables its clients to offer multi-currency accounts and real-time payments. It explicitly mentions multi-currency accounts, fast payment clearing (Faster Payments, SEPA Instant), API integration for its services, and regulatory compliance as a regulated bank. Customer support is also mentioned through dedicated relationship managers. However, it does not directly offer mid-market exchange rates, transparent low fees, or borderless debit cards to end-users, as these would be features offered by its clients leveraging ClearBank's infrastructure.