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YouTrip

you.co
Summary

YouTrip provides a multi-currency travel wallet and a corporate card for individuals and businesses. It enables users to spend and transfer money internationally with competitive exchange rates and low to zero foreign exchange fees. The platform also offers features like virtual cards, instant transfers, and expense management for businesses.

Features
9/15
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Must Have

5 of 5

Mid-Market Exchange Rate Transfers

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Other

4 of 10

Business Account Features

Mobile App

Regulatory Compliance

Customer Support

Batch Payments

API Integration

Real-Time Rate Alerts

Invoice Creation

Spending Analytics

Multi-User Access

Pricing
Freemium
See all

YouTrip Personal

OTHER 0.00 one time
Popular
  • Multi-currency wallet
  • Prepaid Mastercard
  • 0% overseas transaction fees for 150+ currencies
  • Virtual card
  • Apple Pay & Google Pay integration
  • One-click lock system
  • 24/7 monitoring
  • Instant payment alerts
  • ATM withdrawals are fee-less for the first S$400 in foreign currency per calendar month. 2% fees apply thereafter.

YouBiz (Business)

OTHER 0.00 one time
  • Unlimited 1% cashback on all card spend
  • Real 0% FX fees on payments in over 150 currencies
  • Multi-currency account to manage expenses in up to 9 currencies
  • Unlimited virtual and physical cards
  • Customizable spend controls
  • Seamless bill payments
Rationale

YouTrip offers a multi-currency travel wallet and a corporate card (YouBiz) with features directly aligning with the 'Wise' concept. They explicitly mention 'best rates' and 'zero FX fees' which corresponds to mid-market exchange rates and transparent low fees. The 'multi-currency travel wallet' and 'multi-currency account' for businesses directly match the multi-currency account feature. The 'prepaid Mastercard' and 'virtual card' function as a borderless debit card. They also highlight 'instant transfers' and 'same day transfers' for fast transfer execution. The YouBiz product specifically targets businesses with features like 'unlimited virtual and physical cards' and 'customisable spend controls', which align with business account features. The availability of a 'mobile app' and emphasis on 'security' and being 'licensed by the Monetary Authority of Singapore' cover mobile app and regulatory compliance. Customer support is also mentioned.