Summary

Ramp provides a finance automation platform for businesses, offering corporate cards, expense management, accounts payable, and procurement solutions. It aims to help companies save time and money by streamlining financial operations, automating tasks, and providing real-time spend visibility.

Features
7/15
See all

Must Have

0 of 5

Mid-Market Exchange Rate Transfers

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Other

7 of 10

Batch Payments

API Integration

Business Account Features

Mobile App

Regulatory Compliance

Multi-User Access

Customer Support

Real-Time Rate Alerts

Invoice Creation

Spending Analytics

Pricing
Tiered
See all

Free

$0.00 monthly
  • Corporate card
  • Unlimited cards
  • Card issuing controls
  • Expense policy enforcement
  • Travel bookings
  • Auto-receipt collection and matching
  • Basic approval policies
  • Invoice extraction (OCR)
  • Basic approval workflows
  • Pay bills by ACH, card, check, and more
  • Basic accounting rules
  • QuickBooks Online and Xero integrations
  • Compare vendor contract pricing
  • Vendor and spend tracking

Plus

$15.00 monthly
  • All the features of Free
  • Auto-lock cards
  • Custom travel policies
  • Limit reimbursement spending
  • Advanced approval policies
  • Advanced approval workflows
  • Batch payments
  • Payment release approvals
  • Unlimited intake
  • Approval and orchestration
  • Purchase orders and receiving
  • Two- and three-way matching
  • Multi-entity support
  • Advanced accounting rules
  • NetSuite, Sage Intacct, and more integrations
  • Pay card statements with local currency
  • Local reimbursements
  • Set spend limits in local currency

Enterprise

Custom
  • All the features of Plus
  • Direct and custom ERP integrations
  • User role changelogs
  • Role customization
  • Custom development
  • Local currency cards and reimbursements
Rationale

Ramp offers corporate cards and spend management solutions, which include features like batch payments, API integration, business account features (e.g., multi-entity support, advanced accounting rules), a mobile app, regulatory compliance, multi-user access, and customer support. While it handles global payments and local currency options, it does not explicitly state offering mid-market exchange rates or transparent low fees for international transfers in the same way Wise does. Its primary focus is on corporate spend management, expense reporting, and accounts payable, rather than direct international money transfers for individuals or businesses at mid-market rates.