Summary

BILL is a financial operations platform for businesses, offering solutions for accounts payable, accounts receivable, and spend and expense management. It enables businesses to automate payments, manage invoices, control spending with virtual cards, and handle international payments, integrating with various accounting software.

Features
11/15
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Must Have

3 of 5

Transparent Low Fees

Borderless Debit Card

Fast Transfer Execution

Mid-Market Exchange Rate Transfers

Multi-Currency Account

Other

8 of 10

API Integration

Business Account Features

Invoice Creation

Spending Analytics

Mobile App

Regulatory Compliance

Multi-User Access

Customer Support

Batch Payments

Real-Time Rate Alerts

Pricing
Tiered
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Essentials

$45.00 monthly
  • Manually integrate with accounting software via CSV file import/export
  • Easily enter bills
  • Automate approval workflows
  • Pay by ACH, virtual card, credit card, and more
  • Manage bills from a centralized inbox
  • Securely connect with +4M vendors via the BILL network
  • Set standard approval policies
  • Access 6 standard user roles
  • Create professional, custom invoices
  • Send invoices flexibly
  • Track invoices flexibly
  • Automate payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay
  • Manual integration with accounting software
  • Standard approval policies
  • 6 standard user roles

Team

$55.00 monthly
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premiere, and Xero
  • Easily enter bills
  • Automate approval workflows
  • Pay by ACH, virtual card, credit card, and more
  • Manage bills from a centralized inbox
  • Securely connect with +4M vendors via the BILL network
  • Access custom user roles
  • Create professional, custom invoices
  • Send invoices flexibly
  • Track invoices flexibly
  • Set up automated payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay

Corporate

$79.00 monthly
Popular
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premiere, and Xero
  • Manage bills from a centralized inbox
  • Easily enter bills
  • Connect with +4M vendors via the BILL network
  • Access unlimited document storage
  • Pay by ACH, virtual card, credit card, and more
  • Set custom approval policies
  • Set custom user roles
  • Get discounts for approver-only users
  • Create professional, custom invoices
  • Send single or recurring invoices
  • Track payment status with ease
  • Set up automated payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay

Enterprise

Custom
  • Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
  • Sync purchasing orders and automatic 2 and 3-way matching
  • Single Sign-On
  • Dual control
  • Multi-entity, multi-location accounting capabilities
  • API access
  • Priority support

Spend & Expense

$0.00 monthly
  • Get as many physical and virtual cards as you need
  • Access budgets with proactive spend controls
  • Set up automated expense management
  • Manage spend and expense from the mobile app
  • Unlock real-time transaction tracking
  • Reimburse employees easily
  • Get automatic receipt matching
  • Integrate with apps you use everyday
  • Earn flexible rewards
  • Access API and developer resources
Rationale

BILL offers international payments with competitive exchange rates and no wire transfer fees for local currency payments, aligning with 'Transparent Low Fees'. They also offer virtual cards for business spending, which is similar to a 'Borderless Debit Card' in function for online transactions. The platform emphasizes streamlined workflows and faster payments, indicating 'Fast Transfer Execution'. BILL provides an API for integration, various business account features, invoice creation, spending insights, a mobile app, and mentions security and compliance. While they offer international payments, the emphasis is on business-to-business payments and not explicitly on mid-market exchange rates for individual transfers, which is a core 'must-have' for Wise. The virtual cards are for business spend control, not a multi-currency account for holding balances.