Atlantic Money

Atlantic Money is a service focused on international money transfers, offering a flat £3 fee and the live exchange rate. They provide options for standard and express delivery, with express transfers incurring a small additional fee. Atlantic Money aims to be a cheaper alternative to competitors like Wise.

Atlantic Money explicitly states that they use the live exchange rate (mid-market rate) and have a flat £3 fee, which aligns with the 'Mid-Market Exchange Rate Transfers' and 'Transparent Low Fees' features. They also offer express transfers, implying 'Fast Transfer Execution'. While they don't explicitly mention a multi-currency account or borderless debit card, their core offering revolves around international money transfers.