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Summary

Mercury provides online business banking services tailored for startups and small businesses. It offers checking and savings accounts, corporate debit and credit cards, international wire transfers, and financial management tools like bill pay and invoicing. The platform aims to simplify financial operations for growing companies.

Features
11/15
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Must Have

4 of 5

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Mid-Market Exchange Rate Transfers

Other

7 of 10

API Integration

Business Account Features

Invoice Creation

Mobile App

Regulatory Compliance

Multi-User Access

Customer Support

Batch Payments

Real-Time Rate Alerts

Spending Analytics

Pricing
Tiered
See all

Mercury

$0.00 monthly
  • FDIC-insured bank accounts
  • Online ACH, wires, & checks
  • Corporate debit & credit cards
  • Up to 4.35% yield ($450K minimum balance)
  • Unlimited bill payments
  • Unlimited invoice generation
  • Reimburse up to 5 users/month
  • Xero
  • QuickBooks
  • Limited reimbursements
  • Basic invoicing

Mercury Plus

$35.00 monthly
  • Everything Mercury offers
  • More reimbursements
  • Invoicing power
  • Recurring invoicing
  • Branded invoices
  • ACH debit
  • + $1/ACH debit transaction
  • Reimburse up to 20 users/month + $5/additional active user

Mercury Pro

$350.00 monthly
  • Everything Mercury Plus offers
  • Advanced workflows
  • Dedicated support
  • NetSuite
  • Relationship manager
  • Reimburse up to 250 users/month + $5/additional active user
  • + $0/ACH debit transaction
Rationale

Mercury offers business banking services specifically for startups and small businesses. While it doesn't explicitly state 'mid-market exchange rate transfers,' it does mention '1% currency exchange fee for non-USD international wires' and 'free domestic and USD international wires,' indicating transparent and potentially low fees for international transfers. It provides multi-currency accounts (though primarily USD-focused with non-USD conversion fees), debit cards, and fast payment processing. Many 'other' features like API integration, business account features, invoicing, mobile app, regulatory compliance, multi-user access, and customer support are clearly present.