LemFi Finance

LemFi Finance is a mobile application that facilitates international money transfers with low or zero fees. It allows users to hold and exchange money in multiple currencies and provides fast transfer execution with real-time notifications and 24/7 customer support.

LemFi Finance is a strong match for the Wise concept. It explicitly offers international money transfers with transparent, low or zero fees, and allows users to hold and exchange money in different currencies, fulfilling key 'must-have' features. While it doesn't explicitly mention mid-market exchange rates, the emphasis on 'best value' and 'competitive exchange rates' suggests a similar approach. The app also highlights fast transfers, real-time notifications, and 24/7 customer support, along with regulatory compliance. The absence of a borderless debit card and explicit mid-market rate mention slightly reduces the confidence, but the core offering aligns very well.