Xoom: Send Money & Transfer

Xoom is a mobile application that allows users to send money to friends and family internationally. It offers transparent fees, fast transfers, and various delivery options like bank deposits, cash pickup, and mobile wallet transfers. The service is backed by PayPal's security measures.

Xoom is a money transfer service that focuses on sending money to friends and family abroad. It explicitly mentions 'competitive and transparent rates' and 'upfront delivery times and real-time tracking updates', aligning with transparent-low-fees and fast-transfer-execution. The service is offered via a mobile app, and it highlights '24/7 transaction protection and fraud monitoring' as a PayPal service, which implies regulatory compliance. While it facilitates international money transfers, it does not offer a multi-currency account or a borderless debit card, nor does it explicitly state mid-market exchange rates, which are key 'must-have' features for the Wise concept. It is primarily a remittance service rather than a full multi-currency banking platform.