Nexo

Nexo offers a platform for managing digital assets, including buying, selling, exchanging, and earning interest on cryptocurrencies. While it provides a debit card for spending and supports various currencies (crypto and fiat for transfers), it does not explicitly state that it offers mid-market exchange rates for fiat currency transfers or transparent low fees in the same way Wise does for international money transfers. Its primary focus is on crypto wealth management, lending, and exchange, rather than traditional cross-border fiat payments at mid-market rates. However, it does offer a debit card, fast transfers (for crypto and stablecoins), API integration for businesses, business accounts, a mobile app, regulatory compliance, multi-user access, and customer support.