Wirex

Wirex is a Web3 money app that provides a multi-currency account and a debit card for spending both traditional and digital assets. It offers features like Cryptoback™ rewards, interest-earning X-Accounts, and crypto-backed credit lines, aiming to bridge traditional finance with the crypto economy.

Wirex offers a multi-currency account and a debit card that allows spending in various currencies, aligning with the 'multi-currency account' and 'borderless debit card' features. They also emphasize '0% foreign exchange fees globally' and 'no ATM and FX fees' which aligns with 'transparent-low-fees'. The website clearly promotes a mobile app for managing the account and card, and mentions a 'Help Hub' for customer support. While they deal with crypto, the core functionality of managing and spending multiple currencies with a card and transparent fees is present. However, the focus is heavily on crypto and earning interest, rather than solely on international money transfers at mid-market rates, which is a key aspect of Wise.