Pangea: Money Transfer App

Pangea is a mobile money transfer app that focuses on sending money internationally with low fees and competitive exchange rates, aligning with the core concept of transparent and low-cost international transfers. It emphasizes fast transfers and provides a mobile app for management. While it doesn't explicitly mention mid-market exchange rates or multi-currency accounts, its focus on 'competitive exchange rates' and 'no hidden fees' strongly suggests alignment with the spirit of the must-have features. The app also highlights security and customer support.