ATLANTICO Europa
atlantico.euSummary
ATLANTICO Europa is a digital bank based in Portugal providing personal and corporate banking solutions. It offers multi-currency accounts in EUR and USD, international transfers, debit and credit cards, and tools for managing finances. The bank emphasizes digital convenience, security, and support for both residents and non-residents in Portugal.
Features10/15
See allMust Have
4 of 5
Transparent Low Fees
Multi-Currency Account
Borderless Debit Card
Fast Transfer Execution
Mid-Market Exchange Rate Transfers
Other
6 of 10
Batch Payments
Business Account Features
Spending Analytics
Mobile App
Regulatory Compliance
Customer Support
API Integration
Real-Time Rate Alerts
Invoice Creation
Multi-User Access
PricingTiered
See allNo Plan
- Current account maintenance fee EUR
BASIC
- Current account maintenance fee EUR
- Current account maintenance fee USD
- 4 one-off SEPA transfers or instant per month (via digital channels)
- MBWAY money transfers
- MY ATLANTICO access
PLUS
- Current account maintenance fee EUR
- Current account maintenance fee USD
- 8 SEPA transfers or instant payment (via digital channels)
- MBWAY money transfers
- MY ATLANTICO access
- Access to the Analytics feature in MY ATLANTICO
- Digital assistant (customer support via phone, email or chat)
- 1 debit card per holder
- 1 virtual debit card per holder
- 1 credit card per holder (subject to Bank’s approval)
PREMIUM
- Current account maintenance fee EUR
- Current account maintenance fee USD
- 15 SEPA transfers or instant payment (via digital channels)
- MBWAY money transfers
- MY ATLANTICO access
- Access to the Analytics feature in MY ATLANTICO
- Relationship manager
- 1 debit card per holder
- 1 virtual debit card per holder
- 1 credit card per holder (subject to Bank’s approval)
Rationale
ATLANTICO Europa is a digital bank based in Portugal that offers personal and corporate banking services, including multi-currency accounts (EUR and USD), international transfers, and debit/credit cards. While it offers international transfers and multi-currency accounts, it does not explicitly state transfers at the mid-market exchange rate or real-time rate alerts, which are key features of Wise. However, it does emphasize transparent fees, fast transfers, and offers features like batch payments and spending analytics, aligning with some 'other' features. The focus is more on general banking services with an international reach rather than solely on cross-border payments with a focus on exchange rate optimization.
