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ATLANTICO Europa

atlantico.eu
Summary

ATLANTICO Europa is a digital bank based in Portugal providing personal and corporate banking solutions. It offers multi-currency accounts in EUR and USD, international transfers, debit and credit cards, and tools for managing finances. The bank emphasizes digital convenience, security, and support for both residents and non-residents in Portugal.

Features
10/15
See all

Must Have

4 of 5

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Mid-Market Exchange Rate Transfers

Other

6 of 10

Batch Payments

Business Account Features

Spending Analytics

Mobile App

Regulatory Compliance

Customer Support

API Integration

Real-Time Rate Alerts

Invoice Creation

Multi-User Access

Pricing
Tiered
See all

No Plan

€4.99 monthly
  • Current account maintenance fee EUR

BASIC

€4.99 monthly
  • Current account maintenance fee EUR
  • Current account maintenance fee USD
  • 4 one-off SEPA transfers or instant per month (via digital channels)
  • MBWAY money transfers
  • MY ATLANTICO access

PLUS

€7.99 monthly
  • Current account maintenance fee EUR
  • Current account maintenance fee USD
  • 8 SEPA transfers or instant payment (via digital channels)
  • MBWAY money transfers
  • MY ATLANTICO access
  • Access to the Analytics feature in MY ATLANTICO
  • Digital assistant (customer support via phone, email or chat)
  • 1 debit card per holder
  • 1 virtual debit card per holder
  • 1 credit card per holder (subject to Bank’s approval)

PREMIUM

€14.99 monthly
  • Current account maintenance fee EUR
  • Current account maintenance fee USD
  • 15 SEPA transfers or instant payment (via digital channels)
  • MBWAY money transfers
  • MY ATLANTICO access
  • Access to the Analytics feature in MY ATLANTICO
  • Relationship manager
  • 1 debit card per holder
  • 1 virtual debit card per holder
  • 1 credit card per holder (subject to Bank’s approval)
Rationale

ATLANTICO Europa is a digital bank based in Portugal that offers personal and corporate banking services, including multi-currency accounts (EUR and USD), international transfers, and debit/credit cards. While it offers international transfers and multi-currency accounts, it does not explicitly state transfers at the mid-market exchange rate or real-time rate alerts, which are key features of Wise. However, it does emphasize transparent fees, fast transfers, and offers features like batch payments and spending analytics, aligning with some 'other' features. The focus is more on general banking services with an international reach rather than solely on cross-border payments with a focus on exchange rate optimization.