Nium

Nium provides a global real-time payments infrastructure for businesses, enabling them to collect, convert, and disburse funds internationally. Their services include multi-currency accounts, global payouts to numerous countries, and transparent foreign exchange management. They also offer card issuance and API integration for seamless financial operations.

Nium offers a comprehensive global payments infrastructure that aligns well with Wise's core offerings. They explicitly mention 'Multi Currency Accounts' for holding and managing balances in multiple currencies, 'Global Payouts' for sending money to 190+ countries with real-time capabilities, and 'Global FX' which emphasizes transparent FX rates and avoiding hidden markups, directly matching 'mid-market-exchange-rate-transfers' and 'transparent-low-fees'. They also offer 'Global Card Issuance' which includes physical and virtual cards, aligning with 'borderless-debit-card'. The website highlights 'real-time payments' and '99.99% uptime' for transfers, supporting 'fast-transfer-execution'. Furthermore, Nium heavily promotes its 'API' for integration and offers solutions for 'Financial Institutions' and 'Platforms & Enterprises' which implies 'business-account-features' and 'regulatory-compliance'.