Competitors
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Unlock Full ReportNium provides a global real-time payment infrastructure for businesses, enabling cross-border money movement, foreign exchange management, and card issuance. Their platform supports payouts to numerous countries, multi-currency accounts, and offers APIs for seamless integration.
5 of 5
Mid-Market Exchange Rate Transfers
Transparent Low Fees
Multi-Currency Account
Borderless Debit Card
Fast Transfer Execution
5 of 10
Batch Payments
API Integration
Business Account Features
Regulatory Compliance
Customer Support
Real-Time Rate Alerts
Invoice Creation
Spending Analytics
Mobile App
Multi-User Access
Nium offers a comprehensive global payments infrastructure that aligns well with Wise's core offerings. They explicitly mention 'Multi Currency Accounts' for holding and managing balances in multiple currencies, 'Global Payouts' for sending money to 190+ countries with real-time capabilities, and 'Global FX' which emphasizes transparent FX rates and avoiding hidden markups, directly matching 'mid-market-exchange-rate-transfers' and 'transparent-low-fees'. They also offer 'Global Card Issuance' which includes physical and virtual cards, aligning with 'borderless-debit-card'. The website highlights 'real-time payments' and '99.99% uptime' for transfers, supporting 'fast-transfer-execution'. Furthermore, Nium heavily promotes its 'API' for integration and offers solutions for 'Financial Institutions' and 'Platforms & Enterprises' which implies 'business-account-features' and 'regulatory-compliance'.

I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.