Zenus Bank

Summary
Zenus Bank provides global banking and fintech solutions, offering US bank accounts and international money transfer services for individuals, financial institutions, and corporate entities worldwide. They facilitate multi-currency payments, offer Visa debit cards, and provide API integration for businesses.
Rationale
Zenus Bank offers international money transfers and multi-currency accounts for individuals and businesses, aligning with the core concept. They explicitly mention 'low-cost, high-speed payments' and 'competitive exchange rates', which aligns with transparent low fees and implies a favorable exchange rate, though not explicitly 'mid-market'. They offer multi-currency accounts and a Visa Infinite card for international spending. The website also highlights fast transfer execution, API integration, business account features, a mobile app, and regulatory compliance. While they mention 'competitive exchange rates', the explicit 'mid-market exchange rate' is not stated, which slightly reduces confidence for that specific feature.
Search Query

digital multi-currency banking platform

Pricing
Tiered
Zenus Infinite Account
$19.99/ monthly
  • US Bank Account
  • Zenus Visa Infinite Debit Card (first card free)
  • 24/7 access
  • Online banking
  • US banking for foreigners
  • Banking for expats
  • Foreign exchange
  • International money transfers
  • Large money transfers
  • International students
  • Freelancers and digital nomads
  • Wire transfers in US (Free to account)
  • Zenus Transfers (Free to/from account)
  • Wire/SWIFT transfers (Free to account)
  • Visa Direct (Incoming/Outgoing)
  • ATM withdrawals
  • POS purchases
  • Travel benefits
  • Purchase benefits
  • Lifestyle benefits
  • Mobile App (iOS/Android)
  • Account Application fee: $50.00
  • Wire transfers out of US: $25
  • Wire/SWIFT transfers out of account: $25
  • ATM withdrawals: $1 per transaction
  • Replacement Zenus Visa Infinite Debit Card: $50
  • Banking Reference: $25
  • Printed Account Statement and Delivery: $25
  • Document Delivery: $25
  • SWIFT Message Copy: $25
  • SWIFT Investigation: $25
  • Telephone Banking Transactions: $25
  • Account Closure Administration Fee: Up to $25
  • ATM Balance Inquiries: $1
  • Inactive Account monthly fee: $25
  • Visa Direct Incoming Daily: $360
  • Visa Direct Incoming Weekly: $2520
  • Visa Direct Incoming Monthly: $10800
  • Visa Direct Outgoing Daily: $2500
  • Visa Direct Outgoing Weekly: $10000
  • Visa Direct Outgoing Monthly: $25000
  • ATM withdrawals Daily: $500 (3 transactions)
  • ATM withdrawals Weekly: $3500 (21 transactions)
  • ATM withdrawals Monthly: $15000 (90 transactions)
  • POS purchases Daily: $5000 (9 transactions)
  • POS purchases Weekly: $35000 (63 transactions)
  • POS purchases Monthly: $50000 (270 transactions)
  • Not FDIC-insured
  • Account opening subject to country eligibility and approval
Financial Institutions
Custom Pricing
  • USD accounts
  • Embedded accounts
  • Settlement accounts
  • Blocked accounts
  • SWIFT
  • FedWire
  • US ACH
  • Multi-Currency
  • Stablecoins
  • P2P Book Transfers
  • Card-to-Card
  • Visa B2B Connect
  • Fast Funds
  • Visa BIN Sponsorship
  • Processor agnostic
  • Fastrack program
  • Online banking
  • Developer hub
Most Expensive
Corporate Entities
Custom Pricing
  • USD accounts
  • Sub accounts
  • Treasury virtual accounts
  • Online banking
  • Developer hub
  • SWIFT
  • FedWire
  • US ACH
  • Multi-Currency
  • Stablecoins
  • P2P Book Transfers
  • Card-to-Card
  • Visa B2B Connect
  • Fast Funds
Features
Must Have

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Other

API Integration

Business Account Features

Mobile App

Regulatory Compliance

Customer Support