Lili

Summary
Lili provides an all-in-one financial platform for small businesses, freelancers, and startups, integrating business banking, accounting, and tax preparation. It offers features like business checking accounts, international wire transfers, a business debit card, invoicing, and expense tracking to streamline financial operations.
Rationale
Lili offers business banking services that include international wire transfers, a business debit card with no foreign transaction fees, and transparent pricing for international wires. It also provides accounting and tax preparation tools, multi-user access, and customer support. However, it does not explicitly state transfers at the mid-market exchange rate or a multi-currency account where users can hold balances in multiple currencies. While it facilitates international payments, the core offering is a business banking and accounting platform, not primarily a multi-currency account for holding various currencies.
Pricing
Tiered
Lili Basic
$0.00/ monthly
  • Business Checking Account
  • Lili Visa® Debit Card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Savings
Lili Pro
$9.00/ monthly
  • Advanced Business Checking Account
  • Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 3.00% APY on Savings
  • Organize expense transactions into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate quarterly and annual expense reports
Popular
Lili Smart
$21.00/ monthly
  • Advanced Business Checking Account
  • Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Fee-free Overdraft up to $200
  • 3.00% APY on Savings
  • Grant account access to multiple teammates
  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly
  • Sync external business bank account and credit card transactions
  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Most Expensive
Lili Premium
$33.00/ monthly
  • Front-of-the-line support with a dedicated specialist, available 7 days a week
  • Advanced Business Checking Account
  • Lili Visa® Debit Card – Metal with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Fee-free Overdraft up to $200
  • 3.00% APY on Savings
  • Grant account access to multiple teammates
  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly
  • Sync external business bank account and credit card transactions
  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Features
Must Have

Transparent Low Fees

Borderless Debit Card

Fast Transfer Execution

Other

Business Account Features

Invoice Creation

Spending Analytics

Mobile App

Regulatory Compliance

Multi-User Access

Customer Support