Summary
Lili provides an all-in-one financial platform for small businesses, freelancers, and startups, integrating business banking, accounting, and tax preparation. It offers features like business checking accounts, international wire transfers, a business debit card, invoicing, and expense tracking to streamline financial operations.
Features10/15
See allMust Have
3 of 5
Transparent Low Fees
Borderless Debit Card
Fast Transfer Execution
Mid-Market Exchange Rate Transfers
Multi-Currency Account
Other
7 of 10
Business Account Features
Invoice Creation
Spending Analytics
Mobile App
Regulatory Compliance
Multi-User Access
Customer Support
Batch Payments
API Integration
Real-Time Rate Alerts
PricingTiered
See allLili Basic
- Business Checking Account
- Lili Visa® Debit Card
- Fee-free ATM withdrawals at 38K locations
- Get paid up to 2 days early
- Domestic and international wire transfers
- Automatic Savings
Lili Pro
- Advanced Business Checking Account
- Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
- Fee-free ATM withdrawals at 38K locations
- Get paid up to 2 days early
- Domestic and international wire transfers
- Automatic Tax Savings
- Fee-free Overdraft up to $200
- 3.00% APY on Savings
- Organize expense transactions into tax categories
- Attach receipts to expenses, add notes
- Easily generate quarterly and annual expense reports
Lili Smart
- Advanced Business Checking Account
- Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
- Fee-free ATM withdrawals at 38K locations
- Get paid up to 2 days early
- Domestic and international wire transfers
- Fee-free Overdraft up to $200
- 3.00% APY on Savings
- Grant account access to multiple teammates
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax savings: Automatically allocate funds towards tax payments
- Tax deductions: Instantly sort transactions into tax categories
- Pre-filled business tax forms: 1065/1120-S/Schedule C
Lili Premium
- Front-of-the-line support with a dedicated specialist, available 7 days a week
- Advanced Business Checking Account
- Lili Visa® Debit Card – Metal with Cashback Awards through Visa SavingsEdge
- Fee-free ATM withdrawals at 38K locations
- Get paid up to 2 days early
- Domestic and international wire transfers
- Fee-free Overdraft up to $200
- 3.00% APY on Savings
- Grant account access to multiple teammates
- Income and expenses: Organize your business transactions
- Bookkeeping automation: Predictive transaction categorization powered by Lili AI
- Receipt capture: Add receipts and notes to expenses
- Enhanced reporting: On-demand reports including profit & loss and cash flow statements
- Invoice and payments: Easily create and send unlimited invoices, track invoice status and send reminders, and accept payments instantly
- Bill management: Auto-scan your bills and pay them instantly
- Sync external business bank account and credit card transactions
- Tax savings: Automatically allocate funds towards tax payments
- Tax deductions: Instantly sort transactions into tax categories
- Pre-filled business tax forms: 1065/1120-S/Schedule C
Rationale
Lili offers business banking services that include international wire transfers, a business debit card with no foreign transaction fees, and transparent pricing for international wires. It also provides accounting and tax preparation tools, multi-user access, and customer support. However, it does not explicitly state transfers at the mid-market exchange rate or a multi-currency account where users can hold balances in multiple currencies. While it facilitates international payments, the core offering is a business banking and accounting platform, not primarily a multi-currency account for holding various currencies.
