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Xoom, a PayPal service, is an online money transfer service that allows users to send money internationally to bank accounts, debit cards, mobile wallets, or for cash pickup. It focuses on secure and fast remittances with transparent fees and 24/7 fraud monitoring.
Rationale
Xoom is a service for sending money internationally, which aligns with the core concept of Wise. It emphasizes transparent fees and fast transfers, and offers a mobile app, customer support, and security measures. However, it does not explicitly mention using the mid-market exchange rate, nor does it offer a multi-currency account or a borderless debit card, which are key 'must-have' features for Wise. While it facilitates international money transfers, its offering is more limited compared to Wise's comprehensive multi-currency platform.
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