Ria Money Transfer: Send Money

Summary
Ria Money Transfer is a mobile application that facilitates international money transfers to over 190 countries. Users can send money via debit card, bank account, or credit card, with options for cash pickup, bank deposit, mobile wallets, or home delivery. The service emphasizes ease, speed, and security for its transactions.
Rationale
Ria Money Transfer is a direct competitor to Wise, focusing on international money transfers. It explicitly mentions transparent fees (though not always 'low' compared to mid-market rates), fast transfers, and operates via a mobile app with customer support. It also highlights its regulatory compliance and security measures. However, it does not explicitly state using the mid-market exchange rate, nor does it offer a multi-currency account or a borderless debit card, which are core 'must-have' features for Wise.
Search Query

remittance

Pricing
Usage-based
Personal Account
Custom Pricing
  • International money transfers to 70+ countries
  • Mid-market exchange rate
  • Fast transfers (over 65% instant)
  • Multi-currency debit card for spending/withdrawals in 160+ countries
  • Auto-convert currency at lowest price
  • Freeze/unfreeze card
  • Get local account details (UK, EU, AU, etc.)
  • Hold 40 currencies
  • Instant currency conversion
  • Rate alerts
  • Instant push notifications
  • Two-factor authentication, encryption, biometrics for security
  • Fees apply for transfers and certain conversions
  • Card not available in all countries
Most Expensive
Business Account
Custom Pricing
  • All Personal Account features
  • Pay invoices and bills faster at better exchange rates
  • Get paid by clients globally using local account details
  • Connect to platforms like Amazon, Stripe, Xero
  • Fees apply for transfers and certain conversions
  • Limited to 3 virtual cards (as per user review)
Features
Must Have

Transparent Low Fees

Fast Transfer Execution

Other

Mobile App

Regulatory Compliance

Customer Support