Payoneer

Payoneer provides multi-currency accounts and global payment solutions for businesses, freelancers, and marketplaces. It facilitates receiving payments in multiple currencies and offers API integration for payment functionalities. They aim to make international payments as easy as local transfers.

Payoneer is a direct competitor to Wise, offering multi-currency accounts, international payments, and API integration for businesses and freelancers. The website explicitly mentions multi-currency accounts and low fees, aligning with the must-have features. The developer API also indicates API integration capabilities.