Zenus Bank

Summary
Zenus Bank provides global banking and fintech solutions, offering US bank accounts to individuals, businesses, and financial institutions worldwide. Their services include international money transfers, multi-currency management, and global card issuance, aiming to simplify cross-border transactions with competitive rates and efficient processing.
Rationale
Zenus Bank offers international banking services for individuals and businesses, including multi-currency accounts and international money transfers. They explicitly mention 'low-cost, high-speed payments' and 'competitive exchange rates', aligning with 'transparent-low-fees' and implicitly with 'mid-market-exchange-rate-transfers' although not explicitly stating 'mid-market'. They offer a 'Zenus Visa Infinite card' which functions as a borderless debit card. Fast transfer execution is mentioned with 'high-speed payments' and 'faster transaction times'. They also highlight API integration, a mobile app, regulatory compliance, and customer support.
Pricing
Tiered

Zenus Infinite Account

$19.99 monthly
  • US bank account
  • Zenus Visa Infinite Debit Card (first card free)
  • Wire transfers in US (free)
  • Zenus Transfers (free)
  • Wire/SWIFT transfers (free to receive)
  • Multi-currency payments (40+ currencies)
  • Online banking
  • Mobile app (iOS/Android)
  • 24/7 access
  • Foreign exchange services
  • International money transfers
  • Large money transfers
  • Access to US banking for foreigners, expats, international students, freelancers, digital nomads
  • Wire transfers from account: $25
  • Wire/SWIFT transfers from account: $25
  • ATM withdrawals: $1 per transaction
  • Replacement Zenus Visa Infinite Debit Card: $50
  • Banking Reference: $25
  • Printed Account Statement and Delivery: $25
  • Document Delivery: $25
  • SWIFT Message Copy: $25
  • SWIFT Investigation: $25
  • Telephone Banking Transactions: $25
  • Account Closure Administration Fee: Up to $25
  • ATM Balance Inquiries: $1
  • Inactive Account monthly fee: $25
  • Visa Direct Incoming Daily Limit: $360
  • Visa Direct Incoming Weekly Limit: $2520
  • Visa Direct Incoming Monthly Limit: $10800
  • Visa Direct Outgoing Daily Limit: $2500
  • Visa Direct Outgoing Weekly Limit: $10000
  • Visa Direct Outgoing Monthly Limit: $25000
  • ATM Withdrawals Daily Value Limit: $500
  • ATM Withdrawals Weekly Value Limit: $3500
  • ATM Withdrawals Monthly Value Limit: $15000
  • ATM Withdrawals Daily Volume Limit: 3
  • ATM Withdrawals Weekly Volume Limit: 21
  • ATM Withdrawals Monthly Volume Limit: 90
  • POS Purchases Daily Value Limit: $5000
  • POS Purchases Weekly Value Limit: $35000
  • POS Purchases Monthly Value Limit: $50000
  • POS Purchases Daily Volume Limit: 9
  • POS Purchases Weekly Volume Limit: 63
  • POS Purchases Monthly Volume Limit: 270
Features

Must Have

4 matches

Transparent Low Fees

Multi-Currency Account

Borderless Debit Card

Fast Transfer Execution

Other

4 features

API Integration

Mobile App

Regulatory Compliance

Customer Support