Western Union

Western Union is a global leader in money transfer services, enabling individuals to send and receive money internationally through various channels including online, mobile app, and agent locations. They offer fast and secure transfers with transparent fees and exchange rates, supporting cash pickup, bank account deposits, and mobile wallet transfers in numerous countries.

Western Union offers international money transfers with transparent fees and fast execution, aligning with the core concept. While it doesn't explicitly offer a multi-currency account or borderless debit card like Wise, it does provide various payout options including bank accounts and cash pickup. The website highlights transparent fees, quick transfers, a mobile app, and regulatory compliance. It also mentions exchange rates and fees upfront, and the ability to track transfers, which implies real-time rate information and fast execution.