Instarem

Instarem is an international money transfer service that allows individuals and businesses to send money to over 60 countries. It emphasizes competitive exchange rates, low and transparent fees, and fast, secure transfers. The service is accessible via a mobile app and offers features like real-time rate alerts and a rewards program.

Instarem is a strong match for Wise's concept. It explicitly offers international money transfers with competitive exchange rates and low, transparent fees, which are core 'must-have' features. The platform also highlights fast transfers, real-time rate alerts, and a mobile app. While it doesn't explicitly mention a multi-currency account or borderless debit card, its focus on international remittances and business payment solutions aligns well with the overall concept. The website also mentions regulatory compliance and customer support.