Payoneer

Payoneer is a financial platform that provides cross-border payment solutions for businesses and freelancers. It enables users to send and receive international payments, manage multiple currencies, and offers a business debit card for global spending. The platform also supports mass payouts, API integrations, and various business management tools.

Payoneer offers a multi-currency account, transparent fees (though not always the mid-market rate), a business debit card, and various features for businesses and freelancers including batch payments, API integration, and invoice creation. While they emphasize low fees, they don't explicitly state 'mid-market exchange rate transfers' for all transactions, and some fees are percentage-based rather than fixed, which is a slight deviation from the 'Wise' model. However, the core functionality of international money transfer and multi-currency management is strongly present.