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EverBank
everbank.com
EverBank provides foreign currency deposit accounts for individuals and businesses, allowing them to hold and manage funds in various major and emerging currencies. They offer foreign exchange services, including spot transactions and forward contracts, with a stated exchange rate advantage and FDIC insurance on USD equivalent balances.
Rationale
EverBank offers WorldCurrency Access® Deposit Accounts which allow individuals and businesses to hold and manage balances in multiple foreign currencies, aligning with the 'multi-currency-account' feature. They state a '1% exchange rate advantage' which implies a transparent fee structure, though not explicitly 'mid-market exchange rate transfers'. They are a regulated bank, indicating 'regulatory-compliance'. They offer customer support and mobile banking, aligning with 'customer-support' and 'mobile-app'. They also have specific business account features and foreign exchange services for businesses.
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