Summary
Plaid is a financial technology company that provides an API platform enabling applications to connect with users' bank accounts. It offers solutions for payments, fraud and risk management, personal finance insights, and credit underwriting by facilitating secure data exchange between financial institutions and third-party applications.
Features1/12
See allMust Have
1 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
0 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingTiered
See allPay as You Go
- Access to GA products
- Unlimited live API calls
- Link customization
- Standard Pricing
Growth
- Everything in Pay as You Go
- Discounted product rates
- Platform support package
- Single Sign-On for Plaid Dashboard
Custom
- Everything in Growth
- Access to beta products
- Volume discounts
- Integration assistance
- Premium support
- Account Management
Rationale
Plaid enables companies to build fintech solutions by making it easy for people to connect their financial data to apps and services. While it doesn't directly offer all the features of Cash App to end-users, it facilitates the infrastructure for other companies to provide similar services, including P2P transfers. Plaid offers payment solutions and account verification APIs, which are essential for enabling instant P2P transfers.
