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CARD.com Premium Banking
play.google.comSummary
Ask questionsCARD.com Premium Banking provides a mobile banking solution centered around a customizable Visa debit card. It offers features like early direct deposit, an optional savings account, and access to a fee-free ATM network. The service focuses on providing a checking account alternative with various banking functionalities.
Features5/12
See all5/12
Must Have
2 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Instant P2P Transfers
Commission-Free Stock Trading
Bitcoin Trading
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
Customizable Card Designs
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
ATM Access & Fee Reimbursement
PricingFreemium
See allFreemium
Premium Bank Account (with Direct Deposit)
$0.00 monthly
- $0 Monthly Fee
- Get paid up to 2 days faster with QuickPay Direct Deposit
- Over 32,000 fee-free MoneyPass® ATMs
- No minimum balance
- No credit check
- Compatible with Apple Pay®, Google Pay®, Venmo®, CashApp® and more
- Over 12,000 customizable card designs
- FDIC insured funds
- RapidAlerts
- Mobile Check Capture
- Add Cash
- Optional Savings Account
- Optional Overdraft Protection
- Fees apply for 'Money in Minutes' mobile check capture
- Retail service fee up to $4.95 for adding cash via Green Dot/Western Union
- Third-party fees may apply for bill pay, payment apps, or bank transfers
- Overdraft Protection incurs a $15 fee per incident (max 4/month)
Premium Bank Account (without Direct Deposit)
$9.95 monthly
- Get paid up to 2 days faster with QuickPay Direct Deposit
- Over 32,000 fee-free MoneyPass® ATMs
- No minimum balance
- No credit check
- Compatible with Apple Pay®, Google Pay®, Venmo®, CashApp® and more
- Over 12,000 customizable card designs
- FDIC insured funds
- RapidAlerts
- Mobile Check Capture
- Add Cash
- Optional Savings Account
- Optional Overdraft Protection
- $9.95 monthly maintenance fee
- Fees apply for 'Money in Minutes' mobile check capture
- Retail service fee up to $4.95 for adding cash via Green Dot/Western Union
- Third-party fees may apply for bill pay, payment apps, or bank transfers
- Overdraft Protection incurs a $15 fee per incident (max 4/month)
Rationale
CARD.com Premium Banking offers a prepaid Visa debit card, early direct deposit, and an optional savings account, aligning with several features of Cash App. It also emphasizes security and customizable card designs. However, it lacks direct peer-to-peer transfers within its own app, and does not offer stock or bitcoin trading, which are core must-have features of Cash App. While it mentions compatibility with Cash App, it does not provide the P2P functionality itself.
