Dave is a mobile banking app that provides checking accounts, cash advances (ExtraCash™), early direct deposit, and savings accounts with interest. It also offers tools for budgeting and finding side hustles, aiming to help users manage their finances and avoid overdraft fees.
Rationale
Dave offers a mobile banking app with a checking account, a debit card, early direct deposit, and savings features. It also provides cash advances (ExtraCash™) which is a form of short-term loan, not a P2P transfer. While it has many features similar to Cash App, it lacks direct peer-to-peer transfers, stock trading, and bitcoin trading, which are core 'must-have' features for the Cash App concept.
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