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Fold App
foldapp.comSummary
Fold App is a personal finance platform that enables users to earn Bitcoin rewards on everyday spending through its debit and upcoming credit cards. It allows users to buy, sell, and manage Bitcoin, offering features like direct deposit, automated savings, and gift card purchases with Bitcoin cashback.
Feature Matches7/12
See all7/12
Must Have
3 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Bitcoin Trading
Instant P2P Transfers
Commission-Free Stock Trading
Other
4 of 7
Fraud Monitoring & Security
Round-Up Savings
Instant Discounts & Offers
ATM Access & Fee Reimbursement
High-Yield Savings
Pay Over Time (Afterpay)
Customizable Card Designs
PricingFreemium
See allFreemium
Fold Member
$0.00 monthly
- Fold Debit Card
- Buy and sell bitcoin with low fees
- Gift card rewards and wheel spins
Fold+ Members
$8.33 monthly
- Fold Debit Card
- Buy and sell bitcoin with zero fees*
- Up to 1.5% back with ACH bill pay rewards
- Gift card rewards and up to 15% back on merchant boosts
- 1.5% back on categories like dining and travel
- 0.5% on all other eligible purchases
- Standard network fee might apply*
Fold+ Members
$10.00 monthly
- Fold Debit Card
- Add up to 3 authorized users
- Insured bitcoin deposits
- Send and receive bitcoin (on-chain)
- Up to 20% back on gift cards
- 2.25% back on Amazon gift cards
- ACH bill pay rewards
- Buy bitcoin instantly
- 1.5% back on top category boosts
- Up to 15% back on merchant boosts
- 0.5% back on all other eligible purchases
- No international fees
- No ATM fees
- Win up to a full bitcoin
- Standard network fee might apply.
Rationale
Fold offers a prepaid debit card that earns Bitcoin rewards, early direct deposit, and the ability to buy and sell Bitcoin. It also mentions ATM access, round-up savings, and security features. While it doesn't explicitly offer P2P transfers or stock trading, its core features align well with the concept of a mobile-first financial platform with crypto integration.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.