Monzo

Monzo is a UK-based digital bank offering personal and business current accounts. It provides features such as early direct deposit, savings accounts with interest, investment options, credit cards, and tools for budgeting and spending analysis. The platform emphasizes ease of use through its mobile app and transparent fee structures.

Monzo is a digital bank offering a range of financial services. It provides a prepaid debit card, early direct deposit, and investment options (stock trading). While it doesn't explicitly mention P2P transfers in the same way Cash App does, it has features like 'Split bills with Monzo' which implies a form of peer-to-peer payment. It also offers fraud monitoring, high-yield savings, round-up savings, and a 'Flex' credit card which functions similarly to a 'pay over time' feature. Additionally, it mentions cashback offers and ATM access with fee reimbursement.