Coinbase
coinbase.comSummary
Coinbase is a secure online platform for buying, selling, transferring, and storing a wide range of cryptocurrencies. It provides tools for both novice and advanced traders, offers staking rewards, and includes a membership program for reduced fees and boosted benefits.
Features5/12
See allMust Have
2 of 5
Commission-Free Stock Trading
Bitcoin Trading
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
Instant Discounts & Offers
Round-Up Savings
Pay Over Time (Afterpay)
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingFreemium
See allCoinbase (Free)
- Buy, sell, and store hundreds of cryptocurrencies
- Access to Coinbase Wallet
- Earn crypto by learning
- Advanced trading tools (with volume-based fees)
- Up to 4.1% APY on USDC (for Advanced Trade)
- Trading fees apply (spread and volume-based)
- No priority support
- No pre-filled tax forms
- Lower USDC APY compared to Coinbase One Premium
Coinbase One
- Zero trading fees (volume limit applies)
- 25% back on spot fees on Coinbase Advanced (up to $100/month)
- 4.5% APY on first $30,000 USDC
- Exclusive onchain benefits (up to $10 gas on Base, partner deals up to $50 value)
- Priority support (24/7 dedicated team)
- Pre-filled tax forms (Form 8949)
- Exclusive prizes (members-only sweepstakes)
- Limited-time partner deals (e.g., CoinTracker, Crypto Tax Calculator, Messari)
- Trading volume limit for zero fees
- USDC APY applies only to first $30,000
- Benefits vary by region
- Cannot share membership
- No retroactive reimbursement for past trading fees
Coinbase One Premium
- Zero trading fees with no caps
- 25% back on all Coinbase Advanced spot fees
- Concierge support
- Boosted USDC rewards on full balance
- Higher account protection coverage
- Benefits vary by region
Rationale
Coinbase is primarily a cryptocurrency exchange, which aligns with the 'Bitcoin Trading' feature. While it doesn't directly offer traditional stock trading, it does offer trading in various cryptocurrencies, which is a form of digital asset trading. The website emphasizes security and fraud monitoring. It also offers 'Earn 4.5% APY on USDC' which can be considered a form of savings with interest. The 'Coinbase Card' is mentioned, which offers 'Crypto rewards for everyday spending', aligning with instant discounts/offers, although it's not a traditional prepaid debit card in the same sense as Cash App's. It does not offer instant P2P transfers in the same way Cash App does, nor early direct deposit, round-up savings, pay over time, customizable card design, or ATM access with fee reimbursement.
