Cash App
play.google.comSummary
Cash App is a mobile financial services platform that facilitates peer-to-peer money transfers, offers a customizable prepaid debit card, enables early direct deposit, and provides commission-free investing in stocks and Bitcoin. It also includes features like savings accounts, fraud monitoring, and various spending benefits.
Features12/12
See allMust Have
5 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
7 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingFreemium
See allStandard (Free)
- Instant P2P Transfers
- Customizable Debit Card (black or white)
- Early Direct Deposit
- Commission-Free Stock Trading
- Bitcoin Trading
- Fraud Monitoring & Security
- Round-Up Savings
- Instant Discounts & Offers
- Customizable Card Designs
- ATM withdrawal fees (waived if direct deposit $300+ monthly)
- 1.5% APY on savings
- No free overdraft coverage
Enhanced (with $300+ monthly direct deposit)
- Instant P2P Transfers
- Customizable Debit Card
- Early Direct Deposit (up to 2 days early)
- Commission-Free Stock Trading
- Bitcoin Trading
- Fraud Monitoring & Security
- High-Yield Savings (up to 4.5% APY)
- Round-Up Savings
- Pay Over Time (Afterpay)
- Instant Discounts & Offers
- Customizable Card Designs
- ATM Access & Fee Reimbursement (at least one out-of-network fee reimbursement per month)
- Up to $50 in free overdraft coverage on Cash App Card transactions
Credit Card Transfers
Instant Deposit
| Name | Attribute | Price Modifier | Available |
|---|---|---|---|
| Black | Card Design | 0 | Yes |
| White | Card Design | 0 | Yes |
| Custom | Card Design | 0 | Yes |
Rationale
The candidate, Cash App, is the exact product described in the concept. The website content explicitly mentions and details all the 'must-have' features such as instant P2P transfers, a customizable prepaid debit card, early direct deposit, commission-free stock trading, and Bitcoin trading. Furthermore, it clearly outlines all the 'other' features including fraud monitoring, high-yield savings, round-up savings, Pay Over Time (Afterpay), instant discounts, customizable card designs, and ATM access with fee reimbursement. The descriptions on the website directly align with the provided feature definitions.
