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Fold: Bitcoin Personal Finance
apps.apple.comSummary
Fold is a personal finance app that allows users to manage both traditional currency and Bitcoin. It offers a Visa prepaid debit card, early direct deposit, and the ability to buy, sell, and send Bitcoin. Users can earn Bitcoin rewards on everyday purchases, bill payments, and gift card purchases, with features like round-ups and ATM access.
Feature Matches7/12
See all7/12
Must Have
3 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Bitcoin Trading
Instant P2P Transfers
Commission-Free Stock Trading
Other
4 of 7
Fraud Monitoring & Security
Round-Up Savings
Instant Discounts & Offers
ATM Access & Fee Reimbursement
High-Yield Savings
Pay Over Time (Afterpay)
Customizable Card Designs
PricingFreemium
See allFreemium
Fold+ (Premium)
$100.00 yearly
- Zero fees when buying/selling bitcoin on Fold
- Zero added fees when making ATM withdrawals
- Average up to 3% back through card and merchant boosts
- Up to 1.5% back on all bills (including mortgage, rent, credit cards)
Rationale
Fold offers a prepaid Visa debit card, early direct deposit, and the ability to buy, sell, and send Bitcoin, aligning with several must-have features. It also includes fraud monitoring (BitGo Insured custody), round-up savings for Bitcoin buys, and ATM access with fee reimbursement for premium users. While it focuses heavily on Bitcoin rewards and integration, it provides core financial services similar to Cash App, though it lacks explicit peer-to-peer transfers between users and stock trading.
Found via App StorePaid
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Jan 28·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Jan 25·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.