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eToro Money

etoro.com
Summary

eToro Money provides a digital account that allows users to hold and manage funds in multiple currencies (EUR and USD), primarily to facilitate trading on the eToro investment platform. It offers instant withdrawals, a debit card for eligible UK users, and a crypto wallet for storing and sending cryptocurrencies. The service aims to reduce conversion fees for eToro traders and provides a streamlined way to manage investment-related funds.

Features
4/12
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Must Have

4 of 5

Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Commission-Free Stock Trading

Bitcoin Trading

Early Direct Deposit

Other

0 of 7

Fraud Monitoring & Security

High-Yield Savings

Round-Up Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Customizable Card Designs

ATM Access & Fee Reimbursement

Pricing
Freemium
See all

Green Plan (Non-club & Silver-Platinum Tiers)

OTHER 0.00 one time
  • Account Opening / Closing: Free
  • Account maintenance: Free
  • SEPA Transfers (In and Out): Free
  • ATM: £2,000 p/m free
  • FX: Market leading exchange rates
  • Card issue & maintenance fee: Free
  • Card payment fees: Free
  • 1st Card delivery Regular: Free
  • 1st Card delivery Urgent: Free
  • Replacement Card delivery regular: Free
  • Replacement Card delivery urgent: Free
  • Chargebacks – if fails: Free
  • Chargebacks – if not fails: Free
  • POS Domestic: Free
  • ATM: 1% after £2,000 p/m
  • Replacement card fee: £10
  • eToro card only available in the UK for eligible Club members

Black Plan (Platinum+ & Diamond Tiers)

OTHER 0.00 one time
  • Account Opening / Closing: Free
  • Account maintenance: Free
  • SEPA Transfers (In and Out): Free
  • ATM: £10,000 p/m free
  • FX: Market leading exchange rates
  • Card issue & maintenance fee: Free
  • Card payment fees: Free
  • 1st Card delivery Regular: Free
  • 1st Card delivery Urgent: Free
  • Replacement Card delivery regular: Free
  • Replacement Card delivery urgent: Free
  • Chargebacks – if fails: Free
  • Chargebacks – if not fails: Free
  • POS Domestic: Free
  • ATM: 1% after £10,000 p/m
  • Replacement card fee: £80
  • eToro card only available in the UK for eligible Club members
Rationale

eToro Money offers instant withdrawals and the ability to send and receive money, which aligns with instant P2P transfers. It also explicitly mentions an 'eToro Visa debit card' for UK Club members. While eToro is primarily an investment platform, eToro Money integrates with it, allowing users to manage crypto and funds, and the main eToro platform offers commission-free stock trading and bitcoin trading. The direct deposit feature is not explicitly mentioned, nor are specific savings features or advanced security features beyond general 'safe & secure' claims.