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Stripe

stripe.com
Summary

Stripe provides a comprehensive financial infrastructure platform for businesses to manage online and in-person payments. It offers a wide array of tools for payment processing, subscription management, fraud prevention, and financial operations, catering to businesses of all sizes and models.

Features
1/12
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Must Have

1 of 5

Prepaid Debit Card (Cash App Card)

Instant P2P Transfers

Early Direct Deposit

Commission-Free Stock Trading

Bitcoin Trading

Other

0 of 7

Fraud Monitoring & Security

High-Yield Savings

Round-Up Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Customizable Card Designs

ATM Access & Fee Reimbursement

Pricing
Usage-based
See all

Standard

$2.90 per use
  • Global access
  • Built-in fraud prevention
  • Tools to optimize your checkout
  • Payments optimizations to boost revenue
  • Embedded payments for platforms & marketplaces
  • Fast, predictable payouts to your bank accounts
  • Phone, chat, and email support
  • Security, reliability and compliance

Cards and wallets

$2.90 per use
  • Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.
  • + 0.5% for manually entered cards
  • + 1.5% for international cards
  • + 1% if currency conversion is required

Link

$2.90 per use
  • Autofill your customers’ saved cards and US bank account information to deliver a frictionless customer experience.
  • 2.6% + 30¢ per successful transaction for Instant Bank Payments

Buy Now Pay Later

$5.99 per use
  • Let your customers buy something and pay for it in installments over time.

Bank-based and other payment methods

$0.80 per use
  • Offer bank debits, bank transfers, and other locally relevant payment methods.
  • $5.00 cap

3D Secure authentication

$0.00 per use
  • Verify a customer's identity using 3D Secure, an authentication method, before an online card purchase.
  • 3¢ per 3D Secure attempt for accounts with custom pricing.

Adaptive Acceptance

$0.00 per use
  • Improve acceptance rates with optimized messaging, formatting, and selective real-time retries powered by machine learning.
  • 0.08% per successful card charge for accounts with custom pricing

Card account updater

$0.00 per use
  • Keep card information updated in real time, increasing revenue and improving customer experience.
  • 25¢ per update for accounts with custom pricing.

Network tokens

$0.00 per use
  • Use secure payment credentials as a substitute for card numbers to increase acceptance rates.
  • 15¢ per token provisioned for accounts with custom interchange pricing

Adaptive Pricing

$0.00 per use
  • Present prices in local currencies to your customers, tailoring customer experience and increasing revenue.
  • Customers will be presented a conversion fee starting at 2%

Disputes

$15.00 per use
  • Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.
  • Countering rare dispute types may incur network fees.
  • $15.00 per dispute countered. Returned if you win.

Smart Disputes

$30.00 per use
  • Automatically compiles and submits evidence to fight eligible disputes for you using Stripe’s AI (public preview)
  • Fee to counter disputes waived

Instant payouts

$1.50 per use
  • Access funds within minutes through an eligible debit card or bank account. Alternatively, pay out your funds on our standard schedule for free.
  • Minimum fee of 50¢
  • (Pricing differs for Connect users)

Foreign Exchange Quotes API

$1.00 per use
  • Set and manage prices in multiple currencies with rate locking for up to 24 hours.
  • Rate locking starting at + 0.07%

Custom domain

$10.00 monthly
  • Use your own domain while hosting your payments page or customer portal on Stripe.

Post-payment invoices

$0.40 per use
  • Automatically generate an invoice after a one-time purchase.
  • $2.00 cap per invoice

Cards and wallets

$2.70 per use
  • Accept widely used credit cards, debit cards, and digital wallets for in-person payments.
  • + 1.5% for international cards
  • + 10¢ per authorization for Tap to Pay
  • + 5¢ per authorization for optional point-to-point-encryption

Stripe Reader S700

$349.00 one time
  • Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.

Stripe Reader M2

$59.00 one time
  • Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.

BBPOS WisePOS E

$249.00 one time
  • Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.

Radar’s machine learning

$0.05 per use
  • Fraud protection powered by billions of data points across the Stripe network.
  • Waived for accounts with all payment methods on standard pricing

Radar for Fraud Teams

$0.02 per use
  • Advanced fraud protection tools allowing for greater control and customizable settings. Includes Radar’s machine learning.
  • This price applies to Radar for Fraud Teams for businesses with all payment methods on standard pricing.
  • 7¢ per screened transaction for accounts with custom pricing

Dispute prevention

$0.00 per use
  • Help reduce dispute rates with dispute prevention tools powered by Verifi from Visa and Ethoca from Mastercard.
  • $15.00 per Visa resolution
  • $15.00 per Visa Compelling Evidence 3.0 block
  • $29.00 per Mastercard resolution

Local bank payout

$1.50 per use
  • Send money domestically to a recipient with your choice of payment rail and speed.

Debit card payout

$1.50 per use
  • Send money domestically to a recipient with your choice of payment rail and speed.
  • + 0.75% of amount
  • Minimum fee of 50¢

International payouts

$1.50 per use
  • Send money directly to recipients in 50+ countries with your choice of payment rail and speed.
  • cross-border fees starting at + 0.25%
  • FX fees starting at + 1%

Virtual card

$0.10 one time
  • Create and issue cards instantly and get branded physical cards shipped in just two days.

Physical card

$3.50 one time
  • Create and issue cards instantly and get branded physical cards shipped in just two days.
  • Custom cards subject to additional pricing. Shipping rates not included.

Disputes

$15.00 per use
  • Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.
  • *Exclusions apply, subject to applicable Law. Connect users may not pass dispute fees to Connected Accounts.

Cross-border transactions

$1.00 per use
  • Support international card payments for your business or your customers.
  • + 1% if currency conversion is required

Pay monthly

$620.00 monthly
  • Subscription management software for recurring, usage-based, and one-time billing.
  • Annual subscription. Paid monthly. Based on a volume tier that works for your business.
  • Subscription and cancellation terms apply.

Pay as you go

$0.70 per use
  • Subscription management software for recurring, usage-based, and one-time billing.
  • Pay for what you use. No recurring fees. Best for low or unpredictable volume.
  • Includes Billing transactions processed on and off Stripe. Excludes one-off invoices.

Starter

$0.40 per use
  • Global invoicing software.
  • Invoicing features to get started quickly.
Rationale

Stripe offers payment processing and financial infrastructure services. While it doesn't directly offer P2P transfers or Bitcoin trading to individual consumers like Cash App, it does provide the infrastructure for businesses to issue physical and virtual cards (Prepaid Debit Card) and manage payments. It does not offer the other features.

Links
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