Albert | The all-in-one money app. Budget. Save. Spend. Invest.
albert.comSummary
Albert is an all-in-one money management app designed to help users budget, save, spend, and invest. It offers banking services with a debit card, early direct deposit, and access to fee-free ATMs. The platform also provides tools for automatic savings, commission-free investing in stocks and ETFs, and robust fraud and identity protection features.
Features6/12
See allMust Have
3 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Instant P2P Transfers
Bitcoin Trading
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
ATM Access & Fee Reimbursement
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
PricingTiered
See allAlbert (Lowest Tier)
- Automatic budgeting
- Spending monitoring
- Bill tracking
- Bank, save, and invest seamlessly
- Cash back on spend
- Early direct deposit
- Fee-free ATMs
- Automatic savings
- Savings goals
- Investing in stocks, ETFs, and portfolios
- Smart money analysis
- Auto categorization
- Identity protection
- Dark web monitoring
- Credit report alerts
- Fraud spotting
- Online data privacy
- ID theft insurance (up to $1M)
Albert (Highest Tier)
- Automatic budgeting
- Spending monitoring
- Bill tracking
- Bank, save, and invest seamlessly
- Cash back on spend
- Early direct deposit
- Fee-free ATMs
- Automatic savings
- Savings goals
- Investing in stocks, ETFs, and portfolios
- Smart money analysis
- Auto categorization
- Identity protection
- Dark web monitoring
- Credit report alerts
- Fraud spotting
- Online data privacy
- ID theft insurance (up to $1M)
- Access to finance experts
Rationale
Albert offers a comprehensive money management app that includes banking services with a debit card, early direct deposit, and investing in stocks and ETFs. It also emphasizes fraud monitoring and identity protection, and offers savings accounts with interest. While it doesn't explicitly mention P2P transfers, its focus on an 'all-in-one money app' and banking features suggests it's a strong competitor. The website clearly states 'Cash back on spend. Get paid early. Fee-free ATMs.' for banking, 'Save automatically. Create your own savings goals.' for saving, and 'Invest in stocks, ETFs, and portfolios managed by Albert.' for investing. Fraud monitoring is also explicitly mentioned under 'Protect your accounts'.