Albert

Albert is an all-in-one money management app designed to help users budget, save, spend, and invest. It offers features like automatic budgeting, savings goals, and investment options, aiming to provide a complete financial management solution.

Albert offers a comprehensive money management app that includes banking services with a debit card, early direct deposit, and investing in stocks and ETFs. It also emphasizes fraud monitoring and identity protection, and offers savings accounts with interest. While it doesn't explicitly mention P2P transfers, its focus on an 'all-in-one money app' and banking features suggests it's a strong competitor. The website clearly states 'Cash back on spend. Get paid early. Fee-free ATMs.' for banking, 'Save automatically. Create your own savings goals.' for saving, and 'Invest in stocks, ETFs, and portfolios managed by Albert.' for investing. Fraud monitoring is also explicitly mentioned under 'Protect your accounts'.