Go Back

Green Dot Bank

greendot.com
Summary

Green Dot Bank provides various mobile bank accounts and prepaid Visa debit cards. Their services include early direct deposit, overdraft protection, savings features, and tools for managing money and paying bills through their mobile app. They also offer cash back rewards on certain accounts.

Features
5/12
See all

Must Have

2 of 5

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Instant P2P Transfers

Commission-Free Stock Trading

Bitcoin Trading

Other

3 of 7

Fraud Monitoring & Security

High-Yield Savings

ATM Access & Fee Reimbursement

Round-Up Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Customizable Card Designs

Pricing
Tiered
See all

GO2bank Visa Debit Card

$0.00 monthly
  • Early direct deposit (up to 2 days for payroll, 4 days for government benefits)
  • Overdraft protection up to $200 (with eligible direct deposits and opt-in)
  • Build credit with GO2bank Secured Visa Credit Card (no annual fee, no credit check)
  • High-yield savings account (4.50% APY paid quarterly on up to $5,000)
  • Free nationwide ATM network
  • Shop everywhere Visa debit is accepted
  • Mobile banking (pay bills, track spending)
  • Add money easily (cash deposit locations, mobile check cashing, bank transfer)
  • Earn up to 7% cash back on eGift Cards in app
  • Lock/unlock card, account alerts, chip-enabled debit card
  • $5 monthly fee if no eligible direct deposit

Green Dot Unlimited Cash Back Bank Account

$0.00 monthly
  • Earn unlimited 2% cash back on online and mobile purchases
  • Earn 2.00% APY interest paid annually on savings up to $10,000
  • Free ATM network
  • Overdraft protection up to $200 (with eligible direct deposits and opt-in)
  • Free cash deposits using the app at participating retailers
  • Early direct deposit (up to 2 days for payroll, 4 days for government benefits)
  • Mobile banking (mobile check cashing & deposit, online bill pay, track spending)
  • Add money easily (bank transfer, cash or deposit checks, add cash using app, send money from one Green Dot card to another)
  • Lock/unlock card, account alerts, chip-enabled card
  • Monthly fee if direct deposit is less than $500

Green Dot Visa Debit Card

$0.00 monthly
  • 24/7 access to banking features
  • Early direct deposit (up to 2 days for payroll, 4 days for government benefits)
  • Overdraft protection up to $200 (with eligible direct deposits and opt-in)
  • Shop everywhere Visa debit is accepted, including mobile wallets (Apple Pay, Google Pay, Samsung Pay)
  • Mobile banking (mobile check cashing & deposit, online bill pay, track spending)
  • Add money easily (bank transfer, cash or deposit checks, add cash using app, send money from one Green Dot card to another)
  • Savings feature (MoneyVault)
  • Lock/unlock card, account alerts, chip-enabled card
  • $7.95 monthly fee if no qualifying direct deposit of $500 or more
Rationale

Green Dot Bank offers several prepaid debit card options, including the Green Dot Visa Debit Card and GO2bank Visa Debit Card, which directly align with the 'Prepaid Debit Card' feature. They explicitly advertise 'Early Direct Deposit' for paychecks and government benefits. The website also mentions 'Account protection' features like locking/unlocking cards and account alerts, which fall under 'Fraud Monitoring & Security'. High-yield savings accounts are offered, matching 'High-Yield Savings'. Finally, 'Free nationwide ATM network' and 'ATM Access & Fee Reimbursement' are clearly stated, aligning with 'ATM Access & Fee Reimbursement'. However, Green Dot Bank does not appear to offer instant P2P transfers, stock trading, or bitcoin trading, which are core 'must-have' features for Cash App.

Links
Home Page