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Green Dot Bank
greendot.comSummary
Green Dot Bank provides various mobile banking solutions centered around prepaid debit cards. Their offerings include early direct deposit, high-yield savings accounts, and features for managing and securing funds, along with ATM access.
Feature Matches5/12
See all5/12
Must Have
2 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Instant P2P Transfers
Commission-Free Stock Trading
Bitcoin Trading
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
ATM Access & Fee Reimbursement
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
PricingTiered
See allTiered
GO2bank Visa Debit Card
$0.00 monthly
- No monthly fees (with eligible direct deposit)
- 4.50% APY on savings (paid quarterly on up to $5,000)
- Build credit (with GO2bank Secured Visa Credit Card, no annual fee, no credit check)
- Early direct deposit (up to 2 days early for payroll, 4 days for government benefits)
- Free nationwide ATM network
- Up to 7% cash back on eGift Cards in the app
- Mobile banking (bill pay, spending tracking)
- Add money easily (90K cash deposit locations, mobile check cashing, bank transfer, debit card transfer)
- Security features (lock/unlock card, account alerts, chip-enabled)
- $5 monthly fee if no eligible direct deposit
- $15 overdraft fee per eligible transaction if account goes negative and not brought to $0 within 24 hours
- $3 for out-of-network ATM withdrawals
- Limits and up to $4.95 fee for cash deposits at retailers
- Fees apply for debit card transfers
- Mobile check cashing services not available in New York
Green Dot Unlimited Cash Back Bank Account
$0.00 monthly
- No monthly fee (with $500+ direct deposit)
- Earn unlimited 2% cash back on online and mobile purchases
- 2.00% APY interest paid annually on savings up to $10,000
- Free ATM network
- Overdraft protection up to $200
- Free cash deposits using the app at participating retailers
- Early direct deposit (up to 2 days for payroll, 4 days for government benefits)
- Mobile banking (mobile check cashing & deposit, online bill pay, track spending)
- Add money easily (bank transfer, cash, deposit checks, add cash using app)
- Account protection (lock/unlock card, account alerts, chip-enabled card)
- $7.95 monthly fee if direct deposit condition not met
- $15 overdraft fee per eligible transaction if account goes negative and not brought to $0 within 24 hours
- $3 for out-of-network ATM withdrawals
- Limits and up to $4.95 fee for cash deposits at retailers
- Fees apply for debit card transfers
- Mobile check cashing services not available in New York
Green Dot Visa Debit Card
$0.00 monthly
- No monthly fee (with payroll/government benefits direct deposit)
- Money Vault savings feature (no interest)
- Security (lock/unlock feature, account alerts, chip-enabled card, FDIC insured)
- Add cash options (using app, at register, with MoneyPak)
- Early direct deposit
- Mobile check deposit or cashing
- Online bill pay
- Bank transfer, mobile wallets, debit card transfer
- $5 monthly fee if direct deposit condition not met
- $3 for out-of-network ATM withdrawals
- Money in Vault does not earn interest
- Limits and up to $4.95 fee for cash deposits at retailers
- Fees apply for debit card transfers
- Mobile check cashing services not available in New York
Green Dot Pay As You Go Visa Debit Card
$1.50 per use
- Pay per use model
- Money Vault savings feature (no interest)
- Security (lock/unlock feature, account alerts, chip-enabled card, FDIC insured)
- Add cash options (using app, at register, with MoneyPak)
- Early direct deposit
- Mobile check deposit or cashing
- Online bill pay
- Bank transfer, mobile wallets, debit card transfer
- $1.50 per transaction fee
- 4 free ATM withdrawals per calendar month, then $3.00 per withdrawal thereafter
- Money in Vault does not earn interest
- Limits and up to $4.95 fee for cash deposits at retailers
- Fees apply for debit card transfers
- Mobile check cashing services not available in New York
Green Dot Cash Back Visa Debit Card
$0.00 monthly
- No monthly fee (with payroll/government benefits direct deposit)
- Cash back & rewards on purchases
- High-Yield Savings Account (2.00% APY interest paid annually on balances up to $10,000)
- Security (lock/unlock feature, account alerts, chip-enabled card, FDIC insured)
- Add cash options (using app, at register, with MoneyPak)
- Early direct deposit
- Mobile check deposit or cashing
- Online bill pay
- Bank transfer, mobile wallets, debit card transfer
- $5 monthly fee if direct deposit condition not met
- 4 free ATM withdrawals per calendar month, then $3.00 per withdrawal thereafter
- Limits and up to $4.95 fee for cash deposits at retailers
- Fees apply for debit card transfers
- Mobile check cashing services not available in New York
Rationale
Green Dot Bank offers several prepaid debit card options, including the GO2bank Visa Debit Card and Green Dot Visa Debit Card, which directly align with the 'Prepaid Debit Card' feature. They explicitly advertise 'Early Direct Deposit' allowing users to get paid up to two days early. The website also highlights 'Fraud Monitoring & Security' through features like card lock/unlock and account alerts. Green Dot offers 'High-Yield Savings' accounts with competitive APY, matching the 'Savings with Interest' feature. Finally, they provide 'ATM Access & Fee Reimbursement' with access to a nationwide ATM network and fee reimbursement for eligible users. However, Green Dot does not offer instant P2P transfers, stock trading, or bitcoin trading, which are core to the Cash App concept.
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