GO2bank: Mobile banking
play.google.comSummary
GO2bank is a mobile banking app that provides early direct deposit, savings accounts with interest, and ATM access. It also includes security features like card lock/unlock and fraud alerts to protect user funds.
Features4/12
See allMust Have
1 of 5
Early Direct Deposit
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Commission-Free Stock Trading
Bitcoin Trading
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
ATM Access & Fee Reimbursement
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
PricingFreemium
See allStandard Account (with eligible direct deposit)
- No monthly fees
- Get pay up to 2 days early
- Government benefits up to 4 days early
- Free nationwide ATM network access
- Cash deposit at retailers nationwide (up to $4.95 fee)
- 4.50% APY on savings (up to $5,000 balance)
- Up to $300 in overdraft protection (with eligible direct deposits and opt-in)
- Build credit with GO2bank Secured Visa® Credit Card (no annual fee, no credit check, requires $100 direct deposit in past 30 days)
- Card lock/unlock
- Fraud alerts
- FDIC-insured account
Standard Account (without eligible direct deposit)
- Get pay up to 2 days early
- Government benefits up to 4 days early
- Free nationwide ATM network access
- Cash deposit at retailers nationwide (up to $4.95 fee)
- 4.50% APY on savings (up to $5,000 balance)
- Up to $300 in overdraft protection (with eligible direct deposits and opt-in)
- Build credit with GO2bank Secured Visa® Credit Card (no annual fee, no credit check, requires $100 direct deposit in past 30 days)
- Card lock/unlock
- Fraud alerts
- FDIC-insured account
- $5 monthly fee
Rationale
GO2bank offers several features that align with the concept of a mobile-first financial services platform. It explicitly mentions 'Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit', which matches 'early-direct-deposit'. It also highlights 'Keep your money safe with card lock/unlock' and 'Get fraud alerts if we ever see anything shady', which aligns with 'fraud-monitoring'. The app promotes 'Earn more with our 4.50% APY on savings', matching 'savings-with-interest'. Furthermore, it states 'Withdraw cash for free at our free nationwide ATM network', which corresponds to 'atm-access-fee-reimburse'. While it offers a credit card, it does not explicitly mention peer-to-peer transfers, a prepaid debit card for general spending, or commission-free stock/bitcoin trading as core features in the provided content.
