Summary

Xapo is a regulated bank that provides services for managing Bitcoin and USD. It offers secure storage, facilitates buying, selling, sending, and spending Bitcoin and fiat currencies, and provides opportunities to earn interest on holdings. Users can access their funds globally via a Xapo Bank card.

Features
6/19
See all

Must Have

3 of 5

Payment Processing

Fraud Detection

Dashboard & Reporting

Developer API Integration

Billing & Subscription Management

Other

3 of 14

Stripe Issuing

Multi-Currency Support

Global Payment Methods

Stripe Connect

Stripe Terminal

Stripe Treasury

Stripe Atlas

Stripe Capital

Stripe Sigma

Stripe Tax

Stripe Invoicing

Webhook Event System

Customer Portal

Identity Verification

Rationale

Xapo is a regulated bank focused on Bitcoin and USD. While it offers payment processing (buying/selling BTC, card payments), multi-currency support (BTC, USD, EUR, GBP), and global payment methods (card usage worldwide, various transfer networks), it does not explicitly offer developer APIs for third-party integration, nor does it focus on subscription management. Its fraud detection is implied through its security measures as a regulated bank, and it provides dashboards for users to manage their funds. However, it's not a payments infrastructure platform like Stripe, but rather a direct-to-consumer banking service for crypto and fiat.