Summary
Xapo is a regulated bank that provides services for managing Bitcoin and USD. It offers secure storage, facilitates buying, selling, sending, and spending Bitcoin and fiat currencies, and provides opportunities to earn interest on holdings. Users can access their funds globally via a Xapo Bank card.
Features6/19
See allMust Have
3 of 5
Payment Processing
Fraud Detection
Dashboard & Reporting
Developer API Integration
Billing & Subscription Management
Other
3 of 14
Stripe Issuing
Multi-Currency Support
Global Payment Methods
Stripe Connect
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Webhook Event System
Customer Portal
Identity Verification
Rationale
Xapo is a regulated bank focused on Bitcoin and USD. While it offers payment processing (buying/selling BTC, card payments), multi-currency support (BTC, USD, EUR, GBP), and global payment methods (card usage worldwide, various transfer networks), it does not explicitly offer developer APIs for third-party integration, nor does it focus on subscription management. Its fraud detection is implied through its security measures as a regulated bank, and it provides dashboards for users to manage their funds. However, it's not a payments infrastructure platform like Stripe, but rather a direct-to-consumer banking service for crypto and fiat.