Summary

Plaid is a financial technology company that provides an API platform enabling applications to connect with users' bank accounts. It offers solutions for payments, fraud and risk management, personal finance insights, and credit underwriting by facilitating secure data exchange between financial institutions and third-party applications.

Features
5/19
See all

Must Have

3 of 5

Payment Processing

Developer API Integration

Fraud Detection

Billing & Subscription Management

Dashboard & Reporting

Other

2 of 14

Global Payment Methods

Identity Verification

Stripe Connect

Stripe Issuing

Stripe Terminal

Stripe Treasury

Stripe Atlas

Stripe Capital

Stripe Sigma

Stripe Tax

Stripe Invoicing

Multi-Currency Support

Webhook Event System

Customer Portal

Pricing
Tiered
See all

Pay as You Go

Custom
  • Access to GA products
  • Unlimited live API calls
  • Link customization
  • Standard Pricing

Growth

Custom
  • Everything in Pay as You Go
  • Discounted product rates
  • Platform support package
  • Single Sign-On for Plaid Dashboard

Custom

Custom
  • Everything in Growth
  • Access to beta products
  • Volume discounts
  • Integration assistance
  • Premium support
  • Account Management
Rationale

Plaid offers APIs for connecting financial accounts, enabling payment processing (Transfer product), and robust fraud detection and identity verification solutions (Fraud & Risk products like Signal, Beacon, Monitor, Identity Verification). While it provides data for financial management and credit underwriting, it doesn't directly offer billing/subscription management or a comprehensive dashboard for revenue monitoring like Stripe. Its core offering is data connectivity and related services, rather than a full-fledged payment platform.