Summary
Plaid is a financial technology company that provides an API platform enabling applications to connect with users' bank accounts. It offers solutions for payments, fraud and risk management, personal finance insights, and credit underwriting by facilitating secure data exchange between financial institutions and third-party applications.
Features5/19
See allMust Have
3 of 5
Payment Processing
Developer API Integration
Fraud Detection
Billing & Subscription Management
Dashboard & Reporting
Other
2 of 14
Global Payment Methods
Identity Verification
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Webhook Event System
Customer Portal
PricingTiered
See allPay as You Go
- Access to GA products
- Unlimited live API calls
- Link customization
- Standard Pricing
Growth
- Everything in Pay as You Go
- Discounted product rates
- Platform support package
- Single Sign-On for Plaid Dashboard
Custom
- Everything in Growth
- Access to beta products
- Volume discounts
- Integration assistance
- Premium support
- Account Management
Rationale
Plaid offers APIs for connecting financial accounts, enabling payment processing (Transfer product), and robust fraud detection and identity verification solutions (Fraud & Risk products like Signal, Beacon, Monitor, Identity Verification). While it provides data for financial management and credit underwriting, it doesn't directly offer billing/subscription management or a comprehensive dashboard for revenue monitoring like Stripe. Its core offering is data connectivity and related services, rather than a full-fledged payment platform.
